cheap insurance missouri

Introduction

Hey readers, are you tired of overpaying for car insurance in Missouri? If so, you’re in luck! This article will delve into the world of cheap insurance in Missouri, providing you with all the information you need to find affordable coverage that meets your needs.

Missouri is known for having some of the highest car insurance rates in the country, but that doesn’t mean you have to pay an arm and a leg for coverage. By following the tips and advice in this article, you can save a significant amount of money on your car insurance premiums.

Types of Cheap Insurance in Missouri

Liability Insurance

Liability insurance is the minimum coverage required by law in Missouri. It covers you if you cause an accident and injure someone else or damage their property. Liability insurance is typically the cheapest type of coverage, but it’s important to note that it does not cover damage to your own vehicle.

Collision Insurance

Collision insurance covers damage to your own vehicle if you are in an accident, regardless of who is at fault. Collision insurance is more expensive than liability insurance, but it can be worth the cost if you have a newer or more expensive vehicle.

Comprehensive Insurance

Comprehensive insurance covers damage to your vehicle from events other than collisions, such as theft, vandalism, or natural disasters. Comprehensive insurance is more expensive than collision insurance, but it can provide peace of mind if you’re worried about your car being damaged or stolen.

Ways to Save Money on Cheap Insurance in Missouri

Shop Around for Quotes

The best way to find cheap insurance in Missouri is to shop around for quotes from multiple insurance companies. There are many different insurance companies that operate in Missouri, so it’s important to compare rates before you make a decision. You can get quotes online, over the phone, or through an insurance agent.

Raise Your Deductible

Your deductible is the amount of money you have to pay out-of-pocket before your insurance coverage kicks in. The higher your deductible, the lower your insurance premiums will be. However, it’s important to find a deductible that you can afford to pay if you have an accident.

Take Advantage of Discounts

Many insurance companies offer discounts for things like good driving records, multiple cars on the policy, and being a safe driver. Be sure to ask your insurance company about any discounts that you may qualify for.

Drive Less

The less you drive, the less likely you are to get into an accident. If you can, try to find ways to reduce the amount of time you spend driving. This could mean carpooling, taking public transportation, or walking or biking instead of driving.

Table: Average Car Insurance Rates in Missouri

| Coverage Type | Average Annual Premium |
|—|—|—|
| Liability Only | $500-$1,000 |
| Collision Only | $1,000-$2,000 |
| Comprehensive Only | $500-$1,000 |
| Collision and Comprehensive | $1,500-$2,500 |

Conclusion

Finding cheap insurance in Missouri is possible if you know where to look. By following the tips and advice in this article, you can save a significant amount of money on your car insurance premiums.

If you’re looking for more information about cheap insurance in Missouri, be sure to check out our other articles on the topic. We have articles on everything from how to find the best discounts to how to file a claim with cheap insurance in Missouri.

FAQ about Cheap Insurance Missouri

1. What are the factors that affect insurance rates in Missouri?

• Driving history
• Age
• Type of car
• Location
• Credit score

2. What is the minimum amount of insurance required in Missouri?

• $25,000 bodily injury liability per person
• $50,000 bodily injury liability per accident
• $10,000 property damage liability

3. What are some tips for finding cheap insurance in Missouri?

• Compare quotes from multiple insurance companies
• Increase your deductible
• Take advantage of discounts
• Improve your driving record

4. What are some of the cheapest insurance companies in Missouri?

• Geico
• State Farm
• Progressive
• Allstate
• Farmers Insurance

5. Is it possible to get insurance for less than $100 a month in Missouri?

• It is possible, but it will depend on your individual factors and the type of coverage you need.

6. What is the average cost of car insurance in Missouri?

• The average cost of car insurance in Missouri is $1,215 per year.

7. What is the best way to get cheap insurance for a new driver in Missouri?

• Add your new driver to your own policy
• Take a defensive driving course
• Maintain a good GPA

8. What is the best way to get cheap insurance for a high-risk driver in Missouri?

• Consider a high-risk insurance company
• Install a telematics device
• Take a defensive driving course

9. What are some of the discounts available on car insurance in Missouri?

• Good driver discount
• Multi-car discount
• Anti-theft device discount
• Low mileage discount

10. How can I get a free insurance quote in Missouri?

• Visit our website or call our customer service number.